Eating Healthy on a Budget – A Key to Financial Wellness
Financial wellness means more than investing in the right assets or having a large savings account. It also means knowing how to keep your cost of living down so that you can achieve your financial goals.
One area many people overspend and don’t realize it is food. You might say that eating healthy is expensive so you have no choice, but there are ways to eat healthy on a budget.
It’s easy to run to your local grocery store and just buy what you need, but that’s also how you go over budget. Instead, invest the time to look at the sales at a few local grocery stores and plan your meals and snacks around what’s on sale.
If you’re short on time, focus your shopping trip at the stores with the best sales on organic produce and meat, filling in with other items as little as possible, but minimizing your trips to the store.
Have a Meatless Day
You aren’t required to eat meat 7 days a week. Implement a meatless day (Meatless Monday is fun) and you’ll save money on your grocery bill each week. It can be fun to try new recipes – just check out Pinterest for some great options. You never know when you’ll find recipes your family loves and maybe you can cut down to 2 or 3 meatless meals a week.
Shop the Perimeter of the Store
If you’re shopping for healthy food, there’s no reason to go into the inner aisles unless you need spices or rice. If that’s the case, only go down the aisles with the few other items you need, but mainly stick to the store’s perimeter.
By not going up and down each aisle, you’ll avoid the temptations found in each aisle that not only aren’t healthy, but cost more than you intended to spend. Putting an end to impulse buying is a great step toward financial wellness.
Freeze Produce Ahead of Time
If you’re able to get organic produce on sale, buy in bulk and freeze it. You can do the same with meat and even some dairy. Anything that you can safely freeze, buy when you can get it the cheapest and freeze for use when prices increase.
Another key to saving money on healthy food is to plan your meals. When you wing it, you’re more likely to run into the closest store and buy what you need to make what you want that night. If you do this often, you’ll go over your budget much faster than if you planned your meals around what’s on sale or even what you already have in the fridge.
Knowing how to save money on healthy food is an important part of achieving financial wellness. Your food spending can be one of the largest parts of your budget, so knowing how to cut it down can help you achieve your financial goals.
Hi, I am Dwayne your Financial Advocate and contributor to the Your Financial Wellness Blog. My goal is to provide you with the tools necessary to help you live financially well. Be sure to subscribe to the Your Financial Wellness Blog to know when I drop a new post.
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